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- NPR : True Value: The Young Worker and a 401(k) Host Sheilah Kast speaks with Brigitte Madrian, a professor of business at the Wharton School, about the value of 401(k) retirement savings accounts for young workers and retirees. Despite many reports that young people don't believe Social Security will help them retire, a large number of them don't take advantage of the plans. [4:39 streaming audio broadcast]